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Health Insurance for Groups and Individuals in Colorado. 303-443-9929

Welcome to O'Neill Benefits Group Brokerage

We are a company with more than 20 years of experience and a portfolio of benefits we customize just for you. As your partner, we'll provide you with seamless, personal service and focused innovative thinking.

Interested in learning more? Click on contacts and call or email us. We'd love to show you the services we provide.

Also, check out our video and health news sections below covering Health, Medical and Insurance subjects of interest.

Health Related Videos

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OBGB HSA and HDSPsHealth Care Reform ActObesityHigh Blood PressureHangovers and Health

OBGB Latest News

: HSA Plans and Embedded Deductibles http://www.shrm.org/hrdisciplines/benefits/articles/pages/embedded-oop-limits.aspx
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47 Changes to ObamaCare…So FarJanuary 7, 2015CLASS ActExchanges


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Incomes that qualify for lower costs and subsidy of health insurance premium.

https://www.healthcare.gov/qualifying-for-lower-costs-chart/

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: Subsidy Calculator from the Kaiser Family Foundation!  http://kff.org/interactive/subsidy-calculator/
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: The ACA Penalties for individuals that do not have heath coverage: The actual individual mandate penalties under the ACA: In 2014, the annual penalty will be $95 per adult and $47.50 per child, up to a family maximum of $285 or 1 percent of family income, whichever is greater.
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: PPACA subsidy calculator for health insurance premium beginning 1.1.2014http://kff.org/interactive/subsidy-calculator/
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: The Requirement to Buy Coverage Under the Affordable Care Act http://kff.org/infographic/the-requirement-to-buy-coverage-under-the-affordable-care-act/
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: Obamacare penalty delay no big deal By Aaron Carroll, Special to CNN updated 4:15 PM EDT, Sun July 7, 2013 http://www.cnn.com/2013/07/07/opinion/carroll-obamacare-employer-penalty
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: The Obamacare Shock By PAUL KRUGMAN Published: Ma
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: Test your health care knowledge in thisshort quiz  by the LA Times.
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: From U.S. Department of Health & Human Services:  The Affordable Care Act:  By the Numbers https://www.youtube.com/watch?v=7UpXfzKkJIo
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: Steven Brill's health-care story in Time magazine.  Summary by Sarah Kliff from the Washington Post http://www.washingtonpost.com/blogs/wonkblog/wp/2013/02/23/steven
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: Why Premiums Will Change for People Who Now Have Nongroup Insurance  
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:   CIGNA's Health Care Reform For You Get a personalized, shareable, "smart" Infographic to help you understand what health care reform means for you!   http://cigna.promo.eprize.com/hcrig/?affiliate_id=i
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: How Much For An MRI? $500? $5,000? A Reporter Struggles To Find Out by Kaiser Health News http://www.kaiserhealthnews.org/Stories/2012/December/09/mri-cost-price-comparison-health-insuranc
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: How the Individual Mandate Penalty Will Be Calculated http://www.kaiserhealthnews.org/Multimedia/2012/October/andrews-q-and-a-individual-mandate-penalty.aspx
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: Kaiser Family Foundation October 11, 2012 New data released:  State information on demographics and the Economy, Health Coverage and the Uninsured.  http://www.statehealthfacts.org/comparecat.jsp?cat=1&rgn=6&am
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: Why the Health Care Tax Credit Eludes Many Small Businesses (New York Times) The G.A.O. concluded that the credit was too small to sway business owners. Moreover, it said, claiming the credit is a task so complicated as to discourage many companies from trying.
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:   ACA Legislation:  IRS Issues Proposed Rule on Comparative Effectiveness Research Fee for insurers and self-funded groups. http://www.cigna.com/aboutc
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: ACA Reform Timeline http://www.cigna.com/aboutus/health-care-reform/timeline
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: IRS Issues Updated W-2 Reporting FAQs and Chart (Pertaining to Groups with 250 or more W-2 filings) FAQS: http://www.irs.gov/newsroom/article/0,,id=237894,00.html CHART:
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: The New Normal In Health Insurance:  High Deductibles  http://www.kaiserhealthnews.org/Stories/2012/June/04/high-deductible-health-insurance.aspx
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: HSA Contribution Limits 2013 http://www.shrm.org/hrdisciplines/benefits/Articles/Pages/2013HSAlimits.aspx
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: Can I Continue My Health Insurance After Quitting My Job?,   Kaiser Health News
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: Short video on health reform. Very worthwhile. http://healthreform.kff.org/the-animation.aspx
: From NPR: Taming High Health Costs Takes Taming High-Tech by Jordan Rau Agreed that New and Shiny is a major lure for patients.  Also sadly the U.S. has yet to wrestle with scarce resouces...because then the term "death panel" is screamed at us.
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: Longevity: Do you want to live forever? By Reuters Published: July 5, 2011
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: Obesity is costing us $80 billion a year in private insurance claims. According to the Organization for Economic Coordination and Development’s (OECD’s) Directorate for Employment, Labor and Social Affairs, nearly 70% of all Americans are currently overweight (having a body mass index, or B
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: Colorado Health Care Exchange http://www.coloradocapitolwatch.com/bill/1/SB11-200/2011/0/
: Tracking H.R. 3590: Patient Protecton and Affordable Care Act.  http://www.govtrack.us/congress/bill.xpd?bill=h111-3590   GovTrack.us is a tool by Civic Impulse, LLC to help the public resea
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: NEW 2012 LIMITS FOR HEALTH SAVINGS ACCOUNTS AND HIGH-DEDUCTIBLE HEALTH PLANS In Revenue Procedure 2011-32, released on May 16, 2011, the IRS provides the inflation-adjusted HSA contribution and HDHP min
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: Understanding Suncreen and SPF An SPF of 30 filters out about 97 percent of ultraviolet B (UVB) rays, while SPF 50 blocks out 98 percent of ultraviolet B (UVB) rays. Choose a suncreen that protects against both UVA and UVB rays, both have been shown to cause skin cancer.
: Seeing in 3D: Its Impact on your Eyes https://www.vsp.com/cms/edc/articles/3d-impact-on-eyes.html
: Database tracks state reform-related bills by Employee Benefit News:  http://tinyurl.com/4skwd65
: Health coverage still tough to get for individuals, REUTERS http://tinyurl.com/4atf2vh
: Senators Urge Selection of Insurance Reps to Federal Posts http://tinyurl.com/4rhn5v9
: Obama Backs Wyden-Brown Flexibility Proposal http://tinyurl.com/4rbdllj
: President's Budget Challenge: Show Fiscal Discipline While Funding Health Law's Implementation http://tinyurl.com/4jrw92r
: IRS Benefits Brochure  http://www.irs.gov/pub/irs-pdf/p4894.pdf
: Swine flu survivors developed super flu antibodies. Reutershttp://tinyurl.com/46lpwjl
: Weight Loss Supplement:  Fact or Fiction, Spark People http://tinyurl.com/ambpn
: How The Health Reform Game has Changed   http://tinyurl.com/2db5hsv
: Doctor Shortage Looming. Use nurses, report says. http://tiny.cc/m8rfu
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: PPACA and Preventive Care List: A complete list of recommendations and guidelines related to preventive services can be found at Preventive Guidelines To view the complete list of Grade A and B Recommendations to
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: Kaiser Permanente Colorado researcher featured in @denbizjournal on a new approach to cancer treatment using genetics. http://bit.ly/9u4zZd
: Colorado High Risk Pool and Cover Colorado. http://tinyurl.com/22lylbx
: The 4 levels of coverage in Health Exchanges will be:
Bronze HDHP with 60% co-insurance to an out of pocket maximum of $5950 individual and $11,900 family.
Silver HDHP with 70% co-insurance to an out of pocket maximum of $5950 and $11,900 family.
Gold HDHP with 80% coinsurance to an out of pocket max

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: Health Care Strategy Post Reform: Survey by Fidelity Investments Benefits Consulting Group. 49% of smaller employers anticipate significant group health rate increases. 64% of employers said that their organization was not seriously thinking about dropping employee health care coverage. 22% of small
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